Slow transfers
Wires that take days and stop at weekends and on holidays, leaving suppliers waiting and cash stuck in transit.
How it works
Money should move as fast as your business does.
Finovera replaces slow wires, scattered bank portals and manual reconciliation with one simple flow: get paid, move funds, stay in sync.
Traditional payments slow businesses down with:
Hidden fees
Exchange margins buried in the rate, intermediary bank charges and surprise deductions from international payments.
Manual reconciliation
Payments scattered across processors and banks, matched by hand in spreadsheets every month-end.
The difference
What changes when money moves on Finovera.
Averages across businesses in their first year on Finovera, compared with the setup they used before.
0 sec
average time for a domestic transfer to reach the recipient.
0%
less time spent reconciling payments at month-end.
0×
faster international payouts than a traditional bank wire.
0+
currencies held in one account, with no hidden conversion margin.
The flow
Three steps from payment to settled.
Every payment follows the same simple path, whether it’s a card sale at your counter or a supplier invoice paid in another currency.
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01
Get paid
Accept every payment method.
Customers pay however they like. You get one balance, not five payout schedules.
- Checkout, payment links and invoices
- Cards, bank transfers and wallets
- Instant access to incoming funds
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02
Move money
Send funds anywhere, instantly.
Pay one person or five hundred, in your currency or theirs, with every cost shown up front.
- Instant domestic transfers, 24/7
- Cross-border payments in 40+ currencies
- Bulk payouts with approval rules
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03
Stay in sync
Books that balance themselves.
Every transaction is matched, categorised and ready for your accountant.
- Automatic reconciliation
- Accounting software sync
- Real-time reports and exports
Your first day
From sign-up to first transfer in a day.
No branch visits, no paper forms. Here’s what opening an account actually looks like.
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Minute 1
Sign up
Create your account online with your business email. There’s no setup fee and no minimum balance.
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Hour 1
Verify your business
Upload a few documents so we can confirm who you are. Most businesses are approved the same day.
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Hour 2
Fund your account
Add money by bank transfer, or start receiving customer payments straight away.
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Day 1
Connect your tools
Link your online store, invoicing and accounting software, or build directly on our API.
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Ongoing
Grow without switching
Add teammates and approval rules, open new currency accounts and scale your volume on the same platform.
Testimonials
In our customers’ words.
“Paying 300 couriers used to be a Friday-night spreadsheet ritual. With bulk payouts it’s one file and one approval, and everyone is paid within minutes.”
“Card, bank and wallet payments all land in one balance and reconcile themselves. Our month-end close went from a week to an afternoon.”
“We used to lose two days and a slice of every invoice to international wires. Now our suppliers in Accra and Berlin are paid the same afternoon, and we know exactly what it cost.”
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See what you’d save on every transfer.
Send us a month of payments and we’ll show you a side-by-side cost comparison, free.